[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sbfas.cz\/nemusime-byt-chudi\/#Article","mainEntityOfPage":"https:\/\/www.sbfas.cz\/nemusime-byt-chudi\/","headline":"Nemus\u00edme b\u00fdt chud\u00ed","name":"Nemus\u00edme b\u00fdt chud\u00ed","description":"Nikdo nikomu nezaru\u010d\u00ed po cel\u00fd \u017eivot dostate\u010dn\u011b vysok\u00e9 p\u0159\u00edjmy. Ale to neznamen\u00e1, \u017ee mus\u00ed b\u00fdt ti, kdo maj\u00ed pen\u011bz m\u00e1lo, chud\u00ed. V<p class=\"link-more\"><a class=\"myButt \" href=\"https:\/\/www.sbfas.cz\/nemusime-byt-chudi\/\">Read More<\/a><\/p>","datePublished":"2024-09-22","dateModified":"2024-09-22","author":{"@type":"Person","@id":"https:\/\/www.sbfas.cz\/author\/#Person","name":"","url":"https:\/\/www.sbfas.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/34ced1804fd555c2760b3a913ad8d5a4b855e207e462786ab4875bf17a1c516e?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/34ced1804fd555c2760b3a913ad8d5a4b855e207e462786ab4875bf17a1c516e?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sbfas.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sbfas.cz\/wp-content\/uploads\/PPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPP_1.jpg","url":"https:\/\/www.sbfas.cz\/wp-content\/uploads\/PPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPP_1.jpg","height":0,"width":0},"url":"https:\/\/www.sbfas.cz\/nemusime-byt-chudi\/","about":["Ekonomika"],"wordCount":437,"articleBody":"   Nikdo nikomu nezaru\u010d\u00ed po cel\u00fd \u017eivot dostate\u010dn\u011b vysok\u00e9 p\u0159\u00edjmy. Ale to neznamen\u00e1, \u017ee mus\u00ed b\u00fdt ti, kdo maj\u00ed pen\u011bz m\u00e1lo, chud\u00ed. V b\u00edd\u011b nikdo z n\u00e1s \u017e\u00edt nemus\u00ed. Kdy\u017e se toti\u017e dostaneme do finan\u010dn\u00edch probl\u00e9m\u016f, m\u016f\u017eeme si vz\u00edt aspo\u0148 p\u016fj\u010dku a s n\u00ed t\u011b\u017ek\u00e9 \u010dasy p\u0159ekonat. A jedin\u00e9, v \u010dem se p\u016fj\u010dka li\u0161\u00ed od na\u0161ich vlastn\u00edch p\u0159\u00edjm\u016f, je to, \u017ee ji mus\u00edme pozd\u011bji vr\u00e1tit. Tak\u017ee ocitne-li se n\u011bkdo ve finan\u010dn\u00edch pot\u00ed\u017e\u00edch, zaj\u00edm\u00e1 se o to, kdo by mu mohl a cht\u011bl p\u016fj\u010dku poskytnout. A kdy\u017e m\u00e1 \u0161t\u011bst\u00ed, n\u011bkoho takov\u00e9ho se\u017eene. N\u011bkdy sn\u00e1ze, n\u011bkdy ale tak\u00e9 t\u011b\u017eko. To podle toho, jak\u00e9 z\u00e1ruky m\u016f\u017ee z\u00e1jemce o p\u016fj\u010dku nab\u00eddnout a kter\u00fd z osloven\u00fdch finan\u010dn\u00edch \u00fastav\u016f je akceptuje.Tak\u017ee n\u011bkdo za\u017e\u00e1d\u00e1 kdekoliv a pomoci se do\u010dk\u00e1. Ale n\u011bkdo \u017e\u00e1d\u00e1 v bank\u00e1ch t\u0159eba i opakovan\u011b, ale st\u00e1le marn\u011b. A kdy\u017e je tomu tak, ud\u011bl\u00e1 doty\u010dn\u00fd nejl\u00e9pe, kdy\u017e s pokusy v bank\u00e1ch p\u0159estane a rozhodne se pro n\u011bco jin\u00e9ho. Je tu p\u0159ece i americk\u00e1 hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f, kterou poskytuje nebankovn\u00ed spole\u010dnost, a to je pro spoustu lid\u00ed daleko vhodn\u011bj\u0161\u00ed volba. Proto\u017ee nebankovn\u00ed spole\u010dnost neklade na \u017eadatele o p\u016fj\u010dky tak vysok\u00e9 n\u00e1roky a spokoj\u00ed se s docela jinou garanc\u00ed, ne\u017e jsou \u017eadatelovy dostate\u010dn\u00e9 p\u0159\u00edjmy a \u010dist\u00e9 registry dlu\u017en\u00edk\u016f. Tady sta\u010d\u00ed ru\u010dit za p\u016fj\u010denou \u010d\u00e1stku  n\u011bjak\u00fdm m nemovit\u00fdm objektem. A to je z\u00e1ruka, kterou m\u016f\u017ee nab\u00eddnout i \u010dlov\u011bk maj\u00edc\u00ed pr\u00e1v\u011b zna\u010dn\u00e9 finan\u010dn\u00ed probl\u00e9my.Mnoz\u00ed lid\u00e9 se doposud zdr\u00e1haj\u00ed tuto mo\u017enost vyzkou\u0161et. Mnoz\u00ed maj\u00ed je\u0161t\u011b v pam\u011bti po\u010d\u00e1tky kapitalismu u n\u00e1s, kdy nez\u00edskaly nebankovn\u00ed spole\u010dnosti zrovna nejlep\u0161\u00ed pov\u011bst. Ale to u\u017e je p\u0159ece d\u00e1vno minulost. Dnes u\u017e jsou i nebankovn\u00ed nab\u00eddky solidn\u00ed. A pro\u010d by si tedy pr\u00e1v\u011b zde n\u011bkdo nevzal p\u016fj\u010dku, kdy\u017e ji pr\u00e1v\u011b pot\u0159ebuje? A kdy\u017e mu ji jinde nehodlaj\u00ed d\u00e1t, zat\u00edmco tady je to lehce zvl\u00e1dnuteln\u00e9.Prost\u011b jsou i nebankovn\u00ed hypot\u00e9ky dobr\u00e1 volba. D\u00edky kter\u00e9 se m\u016f\u017ee spousta lid\u00ed dostat z \u010dasov\u011b omezen\u00fdch finan\u010dn\u00edch probl\u00e9m\u016f.                                                                                                                                                                                                                                                                                                                                                                                          3.5\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nemus\u00edme b\u00fdt chud\u00ed","item":"https:\/\/www.sbfas.cz\/nemusime-byt-chudi\/#breadcrumbitem"}]}]